Credit Repair, Debt Relief and Financial Counseling

Consumer Credit Counseling Service of VT & New Hampshire

Help w/ budgeting, debt negotiations, payment plans, credit education (online). Helps with managing debt and loans; open to anyone. Income must qualify.

Opportunities Credit Union

Individualized credit counseling & classes on budgeting & credit-readiness. Offers one on one counseling, ‘breakfast club’ classes, bill paying service and financial workshops. Bill paying services, classes & finance counseling are free to members.
92 North Ave.
Burlington, VT 05401
(802) 865-2003

CVOEO – Growing Money Program

Free classes & coaching re: how to manage money, create savings & plan ahead. Info on IDAs. Classes are free. Must want support and education on money and how to manage it. Must fill out an intake form and bring it to first class.
255 S. Champlain St.
Burlington, VT 05401
(802) 860-1417 x104


Payee services for individuals living on disability. For those who cannot manage their own funds effectively due to their disability. Must be on Social Security disability.
56 Marlboro Ave.
Brattleboro, VT 05301
(802) -254-4438

Debt Relief Hotline

Help w/ renegotiating large credit card debts & stopping harassing calls from creditors. Must need help getting out of debt or have other debt related questions.

Mortgage Payment Assistance

Works w/ mortgage lenders to arrange work-out plan to catch up on missed payments. Must be falling behind on mortgage payments and need help. Must be employed.

Tax Relief Hotline

Works w/ IRS to offer payment plans, relief from garnishment etc. Anyone with an IRS problem/issue can call. Must have tax questions/concerns.